/* ══════════════════════════════════════════════
   HERRAMIENTAS — CSS adicional
   ══════════════════════════════════════════════ */

/* Page hero */
.tools-hero {
  background: var(--navy);
  padding: var(--space-16) 0 var(--space-12);
  text-align: center;
}
.tools-hero .section-eyebrow { color: var(--gold); }
.tools-hero-title {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: 800;
  color: var(--white);
  line-height: 1.15;
  margin-bottom: var(--space-4);
  max-width: 680px;
  margin-left: auto;
  margin-right: auto;
}
.tools-hero-title em { color: var(--gold); font-style: italic; }
.tools-hero-desc {
  font-size: var(--text-base);
  color: rgba(255,255,255,0.7);
  max-width: 560px;
  margin: 0 auto;
  line-height: 1.6;
}

/* Tabs bar */
.tools-tabs-wrap {
  background: var(--color-surface);
  border-bottom: 1.5px solid var(--color-border);
  position: sticky;
  top: 0;
  z-index: 100;
}
.tools-tabs {
  display: flex;
  gap: 0;
  overflow-x: auto;
  scrollbar-width: none;
}
.tools-tabs::-webkit-scrollbar { display: none; }
.tools-tab {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-4) var(--space-6);
  border: none;
  background: none;
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-text-muted);
  cursor: pointer;
  border-bottom: 3px solid transparent;
  transition: all var(--transition);
  white-space: nowrap;
  position: relative;
}
.tools-tab:hover:not(:disabled) { color: var(--navy); background: var(--color-surface-soft); }
.tools-tab--active {
  color: var(--navy);
  border-bottom-color: var(--gold);
}
.tools-tab--soon { opacity: 0.55; cursor: not-allowed; }
.tools-tab-badge {
  font-size: 10px;
  font-weight: 700;
  background: var(--color-surface-soft);
  color: var(--color-text-muted);
  padding: 2px 6px;
  border-radius: var(--radius-full);
  border: 1px solid var(--color-border);
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

/* Nav active link */
.nav-active { color: var(--gold) !important; font-weight: 700; }

/* Tool content area */
.tools-content {
  padding: var(--space-12) 0 var(--space-20);
}
.tool-panel { }

/* ── CALCULADORA LAYOUT ── */
.calc-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-12);
  align-items: start;
  margin-bottom: var(--space-12);
}
.calc-intro h2 {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  color: var(--navy);
  margin-bottom: var(--space-3);
}
.calc-intro p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.65;
  margin-bottom: var(--space-8);
  max-width: none;
}

/* Fields */
.calc-field { margin-bottom: var(--space-7); }
.calc-label {
  display: block;
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--navy);
  margin-bottom: var(--space-3);
}
.calc-label-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: var(--space-3);
}
.calc-income-val {
  font-size: var(--text-base);
  font-weight: 800;
  color: var(--navy);
  font-family: var(--font-display);
}

/* Stepper */
.calc-stepper {
  display: flex;
  align-items: center;
  gap: 0;
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  width: fit-content;
}
.calc-step-btn {
  width: 44px;
  height: 44px;
  background: var(--color-surface-soft);
  border: none;
  font-size: 1.4rem;
  font-weight: 300;
  color: var(--navy);
  cursor: pointer;
  transition: background var(--transition);
  display: flex;
  align-items: center;
  justify-content: center;
}
.calc-step-btn:hover { background: var(--navy); color: var(--white); }
.calc-step-val {
  min-width: 52px;
  text-align: center;
  font-size: var(--text-lg);
  font-weight: 800;
  color: var(--navy);
  font-family: var(--font-display);
  border-left: 1.5px solid var(--color-border);
  border-right: 1.5px solid var(--color-border);
  line-height: 44px;
}

/* Slider */
.calc-slider {
  width: 100%;
  -webkit-appearance: none;
  height: 6px;
  border-radius: 3px;
  background: var(--color-border);
  outline: none;
  cursor: pointer;
  margin-bottom: var(--space-2);
}
.calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--navy);
  cursor: pointer;
  border: 3px solid var(--white);
  box-shadow: 0 0 0 2px var(--navy);
  transition: background var(--transition);
}
.calc-slider::-webkit-slider-thumb:hover { background: var(--gold); box-shadow: 0 0 0 2px var(--gold); }
.calc-slider-labels {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: var(--color-text-faint);
  margin-top: var(--space-1);
}
.calc-select {
  width: 100%;
  padding: var(--space-3) var(--space-4);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  font-size: var(--text-sm);
  color: var(--color-text);
  background: var(--color-surface);
  font-family: var(--font-body);
  cursor: pointer;
  transition: border-color var(--transition);
}
.calc-select:focus { border-color: var(--navy); outline: none; }
.calc-disclaimer-small {
  font-size: 11px;
  color: var(--color-text-faint);
  line-height: 1.5;
  margin-top: var(--space-4);
}

/* Results card */
.calc-result-card {
  background: var(--color-surface);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: 0 4px 40px rgba(27,42,74,0.09);
  position: sticky;
  top: 80px;
}
.calc-result-header {
  background: var(--navy);
  padding: var(--space-5) var(--space-8);
}
.calc-result-eyebrow {
  font-size: var(--text-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold);
  margin: 0;
}

/* FPL bar */
.calc-fpl-wrap { padding: var(--space-6) var(--space-8) 0; }
.calc-fpl-bar-bg {
  height: 8px;
  background: var(--color-surface-soft);
  border-radius: 4px;
  overflow: hidden;
  margin-bottom: var(--space-2);
}
.calc-fpl-bar {
  height: 100%;
  background: linear-gradient(90deg, var(--gold-dark), var(--gold), var(--gold-light));
  border-radius: 4px;
  transition: width 0.5s ease;
}
.calc-fpl-labels {
  display: flex;
  justify-content: space-between;
  font-size: 10px;
  color: var(--color-text-faint);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.calc-fpl-pct { color: var(--navy); font-weight: 700; }

/* Big number */
.calc-big-result {
  padding: var(--space-6) var(--space-8);
  text-align: center;
  border-bottom: 1.5px solid var(--color-border);
}
.calc-big-num-wrap {
  display: flex;
  align-items: baseline;
  justify-content: center;
  gap: var(--space-1);
  margin-bottom: var(--space-2);
}
.calc-big-prefix {
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--gold-dark);
  font-family: var(--font-display);
}
.calc-big-num {
  font-size: clamp(2.5rem, 4vw, 4rem);
  font-weight: 800;
  color: var(--navy);
  font-family: var(--font-display);
  line-height: 1;
  transition: all 0.3s ease;
}
.calc-big-suffix {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  font-weight: 500;
}
.calc-big-desc {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin: 0;
  line-height: 1.5;
  max-width: none;
}

/* Breakdown */
.calc-breakdown {
  padding: var(--space-5) var(--space-8);
  border-bottom: 1.5px solid var(--color-border);
}
.calc-breakdown-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: var(--space-2) 0;
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  border-bottom: 1px dashed var(--color-border);
}
.calc-breakdown-row:last-child { border-bottom: none; }
.calc-breakdown-row--total {
  font-weight: 600;
  color: var(--color-text);
  padding-top: var(--space-3);
}
.calc-green { color: #22863a; }
.calc-gold  { color: var(--gold-dark); font-size: var(--text-sm); }

/* Badge */
.calc-badge-wrap { padding: var(--space-4) var(--space-8); }
.calc-badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-xs);
  font-weight: 700;
  padding: var(--space-2) var(--space-4);
  border-radius: var(--radius-full);
}
.calc-badge--green { background: #e6f4ea; color: #1a7f37; }
.calc-badge--yellow { background: #fff8e1; color: #b45309; }
.calc-badge--gray { background: var(--color-surface-soft); color: var(--color-text-muted); }

/* CTA */
.calc-result-cta {
  padding: var(--space-6) var(--space-8) var(--space-8);
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.calc-cta-note {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  text-align: center;
  margin: 0;
  max-width: none;
}

/* Info boxes */
.calc-info-boxes {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-6);
  margin-top: var(--space-4);
}
.calc-info-box {
  display: flex;
  gap: var(--space-4);
  background: var(--color-surface);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
}
.calc-info-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background: rgba(27,42,74,0.06);
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.calc-info-icon--gold { background: rgba(201,168,76,0.1); color: var(--gold-dark); }
.calc-info-box strong { display: block; font-size: var(--text-sm); color: var(--navy); margin-bottom: var(--space-2); }
.calc-info-box p { font-size: var(--text-xs); color: var(--color-text-muted); line-height: 1.6; margin: 0; max-width: none; }

/* Coming soon */
.coming-soon-panel {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: var(--space-20) var(--space-8);
  gap: var(--space-5);
  max-width: 520px;
  margin: 0 auto;
}
.coming-soon-icon {
  width: 96px;
  height: 96px;
  border-radius: 50%;
  background: var(--color-surface-soft);
  border: 2px dashed var(--color-border);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-text-faint);
}
.coming-soon-panel h2 { font-family: var(--font-display); font-size: var(--text-xl); color: var(--navy); margin: 0; }
.coming-soon-panel p { font-size: var(--text-sm); color: var(--color-text-muted); line-height: 1.6; margin: 0; max-width: none; }

/* Responsive */
@media (max-width: 900px) {
  .calc-layout { grid-template-columns: 1fr; }
  .calc-result-card { position: static; }
  .calc-info-boxes { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  .tools-tab {
    padding: var(--space-2) var(--space-4);
    font-size: var(--text-xs);
    gap: 6px;
    flex-direction: row;
    white-space: nowrap;
    border-radius: var(--radius-full);
  }
  .tools-tab svg { display: none; }
  .tools-tab span:not(.tools-tab-badge) {
    display: block;
    font-size: 13px;
    font-weight: 600;
  }
  .tools-tab-badge { display: none; }
  .tools-tabs {
    gap: var(--space-2);
    padding: var(--space-3) var(--space-4);
    flex-wrap: nowrap;
  }
}

/* ══════════════════════════════════════════════
   TAB DESCRIPTION BAR
   ══════════════════════════════════════════════ */
.tab-desc-bar {
  background: rgba(13,31,60,0.06);
  border-bottom: 1px solid var(--color-border);
  padding: var(--space-2) var(--space-6);
  min-height: 36px;
  display: flex;
  align-items: center;
}
.tab-desc-text {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  font-style: italic;
  transition: opacity 200ms ease;
}
@media (min-width: 769px) {
  .tab-desc-bar { display: none; }
}

/* ══════════════════════════════════════════════
   COTIZADOR REAL — HealthSherpa panel
   ══════════════════════════════════════════════ */
.cotizador-layout {
  max-width: 760px;
  margin: 0 auto;
}
.cotizador-badge {
  display: inline-block;
  background: var(--gold);
  color: var(--navy-dark);
  font-size: var(--text-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 4px 14px;
  border-radius: var(--radius-full);
  margin-bottom: var(--space-4);
}
.cotizador-intro h2 {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: var(--text-3xl);
  color: var(--navy);
  margin-bottom: var(--space-4);
}
.cotizador-intro p {
  color: var(--text-muted);
  font-size: var(--text-base);
  line-height: 1.7;
  margin-bottom: var(--space-8);
}

/* Steps row */
.cotizador-steps {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  margin-bottom: var(--space-8);
  background: var(--surface);
  border-radius: var(--radius-xl);
  padding: var(--space-5) var(--space-6);
}
.cotizador-step {
  flex: 1;
  text-align: center;
}
.cotizador-step-num {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  font-weight: 800;
  font-size: var(--text-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--space-2);
}
.cotizador-step p {
  font-size: var(--text-xs);
  color: var(--text-muted);
  font-weight: 500;
  margin: 0;
  line-height: 1.4;
}
.cotizador-arrow {
  color: var(--gold);
  font-size: 1.25rem;
  font-weight: 700;
  flex-shrink: 0;
}

/* CTA button */
.cotizador-cta-wrap {
  text-align: center;
  margin-bottom: var(--space-10);
}
.cotizador-cta-btn {
  font-size: var(--text-lg) !important;
  padding: var(--space-5) var(--space-10) !important;
  gap: var(--space-3) !important;
  box-shadow: 0 8px 32px rgba(13,31,60,0.2);
  transition: transform 0.2s ease, box-shadow 0.2s ease !important;
}
.cotizador-cta-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 40px rgba(13,31,60,0.28) !important;
}
.cotizador-note {
  font-size: var(--text-xs);
  color: var(--text-muted);
  margin-top: var(--space-3);
}

/* Info cards */
.cotizador-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-5);
  margin-bottom: var(--space-8);
}
.cotizador-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: var(--space-5);
  text-align: center;
}
.cotizador-card-icon {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: rgba(13,31,60,0.05);
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--space-3);
}
.cotizador-card h4 {
  font-size: var(--text-sm);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: var(--space-2);
}
.cotizador-card p {
  font-size: var(--text-xs);
  color: var(--text-muted);
  line-height: 1.5;
  margin: 0;
}

/* Fernando help banner */
.cotizador-help-banner {
  display: flex;
  gap: var(--space-5);
  align-items: flex-start;
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-xl);
  padding: var(--space-6);
  margin-bottom: var(--space-6);
}
.cotizador-help-avatar {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  overflow: hidden;
  flex-shrink: 0;
  border: 2px solid var(--gold);
}
.cotizador-help-avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.cotizador-help-banner strong {
  display: block;
  color: var(--gold);
  font-size: var(--text-base);
  margin-bottom: var(--space-2);
}
.cotizador-help-banner p {
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.8);
  margin-bottom: var(--space-4);
  line-height: 1.6;
}
.cotizador-help-btns {
  display: flex;
  gap: var(--space-3);
  flex-wrap: wrap;
}

/* Setup note */
.cotizador-setup-note {
  display: flex;
  gap: var(--space-3);
  align-items: flex-start;
  background: #fffbeb;
  border: 1px solid #f0c040;
  border-radius: var(--radius-lg);
  padding: var(--space-4) var(--space-5);
  color: #78530a;
  font-size: var(--text-xs);
}
.cotizador-setup-note svg { flex-shrink: 0; margin-top: 2px; color: #d4a017; }
.cotizador-setup-note p { margin: 0; line-height: 1.6; }
.cotizador-setup-note a { color: var(--navy); font-weight: 600; }

@media (max-width: 640px) {
  .cotizador-cards { grid-template-columns: 1fr; }
  .cotizador-steps { flex-direction: column; gap: var(--space-2); }
  .cotizador-arrow { transform: rotate(90deg); }
  .cotizador-help-banner { flex-direction: column; align-items: center; text-align: center; }
  .cotizador-help-btns { justify-content: center; }
}